REAL ESTATE SERVICES

It is my pleasure and privilege to represent clients in the purchase, refinance or sale of the most valuable asset owned–one’s home and business.

My real estate clients will benefit from a smooth business transaction so that they can focus on the excitement of the end result.

I look forward to working with you on all your real estate needs.

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Purchase

In representing you in the purchase of your home, I will perform the following services:

  • Prepare a purchase and sales agreement (the contract), if you are working without a realtor
  • Review an existing contract and advise you of the important terms and local customs affecting the transfer
  • Explain contract contingencies and emphasize their importance
  • Review the mortgage commitment with you
  • Arrange for a title search of the property and explain and obtain various title insurance policies as may be required or requested
  • Prepare and review mortgage documents and work with the lender to satisfy all closing requirements
  • Prepare the closing statement and adjustments with the seller’s attorney and your lender
  • Prepare a full accounting of all funds used in this transaction
  • Represent you at closing
  • Record all appropriate documents after closing
Refinance

In representing you in the refinance of your mortgage, I will perform the following services:

  • Review the mortgage commitment with you
  • Coordinate the closing with you and your mortgage lender
  • Obtain a payoff figure and release(s) of your current mortgage(s) on the property
  • Arrange for a title search of the property and explain and obtain various title insurance policies as may be required or requested
  • Prepare and review mortgage documents and work with the lender to satisfy all closing requirements
  • Prepare the closing statement
  • Prepare a full accounting of all funds used in this transaction
  • Represent you at closing
  • Forward appropriate mortgage payoff checks immediately after closing
  • Record all appropriate documents after closing
Sale

In representing you in the sale of your home, I will perform the following services:

  • Prepare a purchase and sales agreement (the contract), if you are working without a realtor
  • Review an existing contract and advise you of the important terms and local customs affecting the transfer
  • Contact the buyer’s attorney, advise him/her of any known encumbrances on the property and set a tentative closing date and time
  • Assist in removing any necessary liens from the title to the property
  • Obtain a payoff figure and release(s) of your current mortgage(s) on the property
  • Prepare the closing statement and adjustments with the buyer’s attorney
  • Prepare the deed on your behalf, as well as any other instruments affecting conveyance or title
  • Represent you at closing
  • Forward appropriate mortgage payoff checks immediately after closing
  • Record all appropriate documents after closing
  • Issue a client fund check in the amount of the net proceeds of sale payable to you